However, when the ICR falls below 50%, it suggests that an insurer is paying out relatively low claims compared to premium income. While this may boost short-term profitability, it raises serious ...

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Higher LTCG exemption, ₹1 lakh standard deduction, slab rationalisation, 80D inclusion under new tax regime and housing affordability are the major expectations in Union Budget 2026.

We analyzed 19 term life insurance companies to find the best options based on cost, coverage and complaints ...

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Insurance in Bangladesh covers only a fraction of the population, leaving households and businesses exposed to risk. Expanding trust, modern distribution channels, and relevant products will be critic ...

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Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, ...

Heckerling experts warn advisors about policy management risks and tax traps that can derail permanent life insurance ...

Union Budget 2026 on February 1 with markets open. Investors and taxpayers are watching for tax relief, LTCG changes, ...

See the coverages, costs and our insights.