Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Credit card debt relief is gaining attention as balances cross $1.1 trillion and interest rates stay above 21%. In 2026, select Americans may qualify for debt forgiveness through issuer programs.

Credit card debt forgiveness could be the viable debt relief solution you need now. Here's how to qualify in 2026.

Trump calls for a 10% credit card interest cap, aiming to ease costs for borrowers, but banks warn it could limit credit ...

"Less ideal debt" is for buying an asset that drops in value, like a car loan, or has a high interest rate, like credit cards. "Necessary debt" is used to buy an asset that can rise in value, like a ...

Credit cards make everyday spending easier and more flexible. But with that ease comes the responsibility of handling risks ...

The proposal could lower borrowing costs, but critics warn of reduced credit access and fewer rewards. Many or all of the products on this page are from partners who compensate us when you click to or ...

For many people carrying high-interest debt, debt consolidation is often the first strategy they consider. This may involve a ...

Consumer advocates have long pushed for some limits on credit card rates with little success. Banks have argued that any caps ...

President Donald Trump’s proposal for a one-year, 10% cap on credit card interest rates has struck a chord in debates about affordability — and set up a potential clash with Wall Street.

You don't need an act of Congress to lower your APR today. Learn the specific terms that trigger lower rates immediately.

U.S. airline carriers make more than $30 billion each year from the mileage they sell to credit-card partners, analysts said.