High credit card balances and steep interest rates are pushing more people to consider debt settlement, but programs are not ...

As American consumers continue to face historically high levels of personal debt, the need for qualified and properly trained debt settlement professionals has never been greater. With the average ...

Paying off collections improves your finances, but what happens to the negative mark on your credit report?

The Education Department has suspended certain collections efforts for student loans, giving borrowers some breathing room.

Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Millions of Americans struggle with looming credit card debt, with many making fixing their credit and digging out of debt ...

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

Snowball strategy: Focus extra payments on the smallest balance first while paying minimums on others. Each quick win can ...

No one wants to get a call from a debt collector, especially if the caller is part of a shady operation known as a “phantom” ...

A writ of attachment is a court order authorizing the seizure of a debtor's property before judgment. Learn how it works and its role in debt collection.

Phillips & Cohen Associates (PCA), which has spent more than 28 years focused on compassionate deceased account management, ...

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.