Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...

RadCred reports rising demand for personal loans below 580 credit scores as AI approvals expand and lending rules tighten in the U.S.

President Trump has proposed a 10% credit card interest rate cap for one year to ease high borrowing costs. The idea could ...

Will Donald Trump's plan to cap interest rates on credit card debt really lead to "AFFORDABILITY?" We asked the experts.

One in four Britons have pledged to take better control of their finances as a New Year's resolution for 2026. With this in ...

Trump’s 10% credit card interest cap sounds like consumer relief, but Wall Street is panicking, credit could tighten, and the ...

Life experiences and financial burdens have left Millennials quite stressed, but an Investopedia study found they are also confident and invested.

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the most popular type of score is FICO, followed by VantageScore.

During one of the toughest periods of the year for consumer debt, personal finance expert Martin Lewis and debt charities ...

That mental shift is real, even if the math stays the same. An 850 score is wasted on a mediocre credit card. Here are the ...

Follow along as we try to buy a hat in each of America's three major credit eras to see what data is collected and used to determine creditworthiness at different points in American history.