What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

April 04, 2025 – If you’re looking to assess your creditworthiness, you’ll want to get a credit report that includes your credit score. But how do you know which credit score will best reflect your ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...

ROANOKE, Va. (WDBJ) - Americans owe $1.142 trillion in credit card debt, the highest balance ever recorded, according to the latest consumer debt data from the Federal Reserve Bank of New York. In ...

Your credit score plays a key role in whether you get approved for loans and credit cards, and just as importantly, in the interest rate you’ll pay on them. The best way to build a strong score is to ...

Kevin Payne is a contributor to Buy Side from WSJ and personal finance expert specializing in credit cards, student loans and travel. Staff Senior Editor, Buy Side from WSJ Reina Marszalek is a staff ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...