A fair credit card debt settlement is typically somewhere between 50% and 70% of your outstanding balance, though settlements ...

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

For many people carrying high-interest debt, debt consolidation is often the first strategy they consider. This may involve a ...

Credit cards have long stood for easy consumer credit. Fast approvals, higher limits, and the option to pay only the “minimum ...

The likelihood that a debt collector will sue you over an unpaid balance depends on the debt, the amount and how collectible ...

Phillips & Cohen Associates (PCA), which has spent more than 28 years focused on compassionate deceased account management, ...

PCA Global, a third party collection firm, has optimised collection processes to achieve the maximum recoverable amount while ...

The amount you owe may also be subject to your state's statute of limitations, which typically ranges from three to 10 years, ...

∎ Get a quick win to build steam: Try the debt snowball method if you find small victories motivating. Make a list of all ...

So, as you plan to improve your credit in 2026, review all of your credit card accounts, identify their utilization ratios, ...

Your employer has to process wage garnishment, but can they punish you for it? Here’s what Texas workers should know.

The Trump administration is resuming withholding wages from student loan borrowers in default. Here are some steps you can ...