What's the Prime Rate Versus the Repo Rate?

Explore how the prime rate influences consumer loans like mortgages, versus the repo rate's role in managing the money supply ...
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'RBI repo rate cut won't lower EMIs...' Expert explains why borrowers may overpay lakhs

The Reserve Bank of India (RBI) has recently slashed the repo rate by 0.50%, bringing it down from 6.00% to 5.50%. This step aims to stimulate economic growth and make borrowing cheaper. However, ...

Home Loan in New Year: 2025 brought big relief for borrowers, will home loans further fall in their EMIs with more interest rate cuts in 2026?

Home loan borrowers enjoyed significant EMI reductions in 2025 due to RBI's 125 bps repo rate cuts. Experts suggest further ...
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Indian Bank, PNB, Bank of India lower repo-linked lending rates affecting home loan rates

The Reserve Bank of India (RBI) has reduced the repo rate by 25 basis points, prompting several Indian banks to adjust their repo-linked lending rates (RLLR). This move is set to benefit home loan ...