When a storm, fire, or burst pipe rips through your home, you expect your insurer to step in as a financial backstop, not a ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

An attorney brought a case to me that was typical in many respects. There was a portfolio of policies on multiple family members. Some policies had recently failed and, among the balance of them, some ...

After an insurance loss, claims departments call on their own adjusters to estimate damages and the cost to restore. The client is able to choose the contractor to complete the job, although some ...