Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

Learn more about getting higher limits for your existing, underlying insurance policy. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

Whenever you make a claim on an insurance policy, such as travel, car, home or pet cover, the payment you receive will have an amount deducted by the insurer. This is known as the excess. It is ...

Excess flood insurance is a kind of private flood insurance that extends your limits beyond government-sponsored National Flood Insurance Program (NFIP) coverage. If your house would cost more to ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of ...

Daniel Liberto is a journalist with over 10 years of experience working with publications such as the Financial Times, The Independent, and Investors Chronicle. Katrina Ávila Munichiello is an ...

Lauren Claxton is a freelance writer with a focus on personal finance and cryptocurrency. She has previously written for Crypto News Australia and was employed as a content writer at Monzi Personal ...

Federal provisions concerning passenger rail liability are creating a headache that may threaten commuter rail service across the nation. The adage of “like watching a train wreck” is really not one ...

According to the International Risk Management Institute, excess liability insurance provides insurance limits above and beyond a business's primary liability policies. When a claim is reported to the ...